Streaming Money: The New Era of Instant Financial transactions
Streaming, once a term for on-demand media, is now transforming finance. Stablecoins, digital tokens pegged to the U.S. dollar,are enabling real-time money movement. This shift mirrors how Spotify and Netflix revolutionized content delivery.
Legacy financial systems are slow and costly.ACH transfers take days, and wire transfers are expensive. Even modern apps like Venmo rely on outdated banking infrastructure. Stablecoins offer a faster, cheaper alternative.
In 2024, stablecoins moved nearly $11 trillion across blockchains. They enable global, instant, and final settlements. This is ideal for payroll, remittances, and e-commerce.
Payroll is a prime example. Instead of biweekly checks, employees could be paid instantly. This eliminates the need for costly earned-wage advances. Blockchain-based stablecoins make real-time payments possible.
Stablecoins are also programmable. They can move according to customizable instructions. This is particularly useful as AI automates more financial processes.
Just as streaming changed media, stablecoins are reshaping finance. They offer always-on financial services, liquid capital, and borderless transactions. Customary systems are U.S.-centric and require bank integration. Stablecoins are global and accessible to anyone wiht an internet connection.
By mid-2025, stablecoins like USDC and USDT will power various financial products. The concept of streaming money is no longer theoretical. It’s happening now and will soon be the norm.
